Tag Archives: gym reimbursements

Fitness Reimbursement Program: Aetna

Aetna is now one of many insurance companies that offer fitness reimbursement programs. In other words, they help employers give discounts (and in some cases straight cash) to employees for getting their fitness on. If this sounds too good to be true, you can read more about how fitness reimbursement programs work here. Otherwise, continue on for how you can take advantage of Aetna’s program!

Aetna-alcohol-rehabAetna fitness reimbursement plans are open to a number of employer-sponsored programs. In addition to gym memberships, plan members can receive reimbursements for purchasing at-home equipment, group classes and wellness counseling. Employers are able to customize the program and decide how much money their employees are eligible to be reimbursed for their fitness-related expenses. [Insurance Quotes]

An example of a plan you might see with your employer:

  • Employees who complete a minimum of 50 visits per six-month period at a qualified health club can receive up to $200 cash, or $100 per spouse.
  • A qualified health club will be specific to your employer, but it is typically one that offers a variety of cardiovascular and strength-training exercise equipment. (These can include traditional health clubs, YMCAs, etc.)

Want to see if you’re eligible? Take 2 minutes to fill out this form and we’ll take care of all the paperwork for you, no strings attached. Note that responses can take 1-2 weeks.

While you wait, get stoked for your cash rewards by checking out these 13 benefits of gym reimbursements.

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Spott3r helps people get people paid for their workouts. Click here to see if you’re eligible for a free gym reimbursement check!

 

 

10 Ways to Save Money at the Gym

We hear it all the time: “I can’t afford to go to the gym”. While it is true that gym memberships aren’t free, there is no reason cost should hold you back from a healthy lifestyle. In fact, if you work it right, you may be able to break even or better yet, MAKE money by going to the gym! With all the health incentive programs entering the industry right now, there has never been a better (or cheaper) time to focus on your fitness. Here are 10 creative ways for you to save money at the gym:

1. Research daily deals in your area

Flash sales offer a great way to get a deep discount on a regularly high-ticket classes. Better yet, you can shop around before committing to your favorite. Try Groupon, LivingSocial, or Zozi to find some local deals.

2. Commit at the right time

You can usually get the best deals around the end of the year holidays (Christmas, New Year’s Eve) or during the slower summers. Gyms have financial goals they have to hit and will likely offer the best discounts to prospect members during this time.

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3. Walk to the gym

Obviously, this one depends how far you live from your gym, but if it’s manageable, you should always walk! Not only do you save money on gas or parking, you get the benefit of that warm up and cool down time.

4. Bring your own supplies

This includes things that you spend money on at the gym, such as:

  • Locks
  • Water bottles
  • Protein shakes
  • Post-workout snacks

These things tend to add up!

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5. Refer friends!

Most gyms have referral programs and will give you all kinds of incentives for bringing in prospective members. The perks range from gift cards to membership credits to cold hard cash!

6. Utilize the free personal training session

Before you decide to splurge on a trendy fitness class, remember that many gyms offer a free personal training session with your yearly membership. Take advantage of this free pass, at the very least, and keep an eye out for package deals or group rates with your favorite trainer!

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7. Check your insurance

Many health insurance companies offer gym reimbursements to members who workout regularly. For example, UnitedHealthcare gives $20 to every member who goes to the gym 12 times or more a month. That adds up to $240 a year! Find out if you’re eligible for cash reimbursements here, or simply fill your info into the form below:

8. Prepay upfront

You can save a ton of cash by paying for 12 or 24 months upfront. For example, you can buy a 2-year membership certificate for 24 Hour Fitness at Costco for $369.99. That works out to $15 a month!

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9. Two words: corporate discounts

Ask your employer if your company offers any corporate discounts. The savings are usually pretty steep (20-30%) and chances are, the gyms in the program are close to your office.

10. Wear your FitBit and cash out

Who knew that you could earn money for using your FitBit? Rewards include things like Walgreen’s Balance Reward points, perks from AchieveMint, or donations to charity. (You can see a full list of awesome incentives here.)

gym reimbursements

Spott3r helps people get people paid for their workouts. Click here to see if you’re eligible for a free gym reimbursement check!

Photo cred: YMCA Twin Citiesnotyourgoodfatty.com, picturecorrect.com, worldfitnesscertification.com

How to Hit your 2015 Fitness Goals

2015 is just around the corner and with a new year comes new opportunities for a healthier life! That said, it’s not always easy knowing where to start or how to set realistic expectations for yourself. We’ve put together a quick guide to ensure you have the tools you need to kickstart this new chapter!

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1. Assess where you’re at. Be honest.

Let’s be honest – we may not all be where we hoped to be by the end of the year (especially after the holidays). This is a great time for us to check-in with our bodies and re-evaluate where we’re at.

Ex. Spott3r member, Lindsay Anderson, thinks she’s done a great job at hitting her cardio goals this year, but has been slacking a bit on strength training. She also occasionally puts off her workouts due to a hectic work schedule and cold weather. In order to get past these and hit her 2015 fitness goals, Lindsay needs to figure out how to get past these roadblocks.

Which brings us to our next point!

2. Find out what motivates you vs. what sets you back, and fix that. 

Everyone has an excuse not to work out. Whether its time, money, or simply not knowing where to start, there are a million reasons people put off fitness.

Lindsay, for example, plans to get past her fitness roadblocks by ensuring she gets to bed early enough to fit in early morning workouts (tips on how to get up for these here) and invests in warm weather workout gear!

(Is money holding you back from getting a gym membership? See if you’re eligible for a fitness reimbursement here.)

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3. Set realistic goals

Sure, if we hop on the scale and see a number we’re not happy with, our first instinct is to swear off all sweets and hit the gym twice a day. While that might get you through the first week of the new year, chances are you’ll be burnt out and cranky by week two, and much more likely to give up on your goals.

Start by setting some realistic and feasible goals – and remember to focus on creating a healthy lifestyle, rather than numbers on a scale or pant size.

Some ideas for weekly goals here. We’ll also be launching our 15 goals for 2015 series on Instagram tomorrow – be sure to follow us for all the fitness inspiration you can handle!

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4. Measure them

The last part in our quick guide to hit your 2015 fitness goals is measurement. What good is setting goals if you aren’t completing them?

If you’re tracking something quantifiable, such as mileage or cardio minutes, fitness apps such as RunKeeper and Nike Training Club are great.

If you’re tracking something unquantifiable, such as getting more sleep or eating clean, it may help to start a fitness journal and implement a once-weekly reflection.

You should now have all the tools you need to kick off your healthiest 2015! Think we missed anything? Leave your thoughts in the comments below!

gym reimbursements

Spott3r helps people get people paid for their workouts. Click here to see if you’re eligible for a free gym reimbursement check!

Photo cred: Gumbo Fitness, Women’s Health Magazine

I’m not eligible for a gym reimbursement, what does that mean?

As we know, many insurance companies now offer gym reimbursements for employees who workout regularly. This typically comes with a lot of paperwork, which is where spott3r comes in! Simply enter your information, and we handle all of the logistics for you.

There are instances, however, where someone may not be eligible for a gym reimbursement. Has this happened to you? Chances are its due to one of these reasons:

1. You don’t have a gym membership. 

While all fitness reimbursements are different, most require you to attend a gym or organization that they partner with. Not sure which ones qualify? Take a look at the insurance company’s website! (For example, UnitedHealthcare has a full list of the gyms they partner with here.)

2. Your employer doesn’t currently offer a reimbursement

Not all employers have jumped on the fitness train yet. Consider reaching out to your HR department and encouraging them to find a plan that offers reimbursements! After all, a healthy employee is generally less expensive. (See how one company saved $280,000 by implementing fitness into their work culture here.)

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3. Your current plan with your insurance company doesn’t offer a reimbursement

While many insurance companies offer health incentives, not all of them are there yet. Ask your insurance company to consider adding reimbursements to their fitness programs, and remind them that healthier members will cost less in the long run!

Alternatively, you can consider switching health care providers! Spott3r Founder, Rami Rafeh, recommends the following: Oxford, United Healthcare, Meritain Health, Harvard Pilgrims, Blue Cross Blue Shield.

4. You don’t go to the gym enough

Keep in mind that most fitness reimbursement programs require a minimum activity in order to get your reimbursement for the month. ​For example, Blue Cross Blue Shield and UnitedHealthcare require that you go to the gym 12 times a month in order to receive the reimbursement ($20).

More answers to frequently asked questions here.

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Spott3r helps people get people paid for their workouts. Click here to learn more about how you can earn cash reimbursements for your gym visits! Ready to sign up for your free eligibility check? You can do that too, here.

 Image via All Around Fitness

Get to know spott3r founder, Rami Rafeh

Spott3r Founder, Rami Rafeh, was recently featured in Entrepreneur Magazine! If you’re unfamiliar with spott3r, or have ever wondered what a fitness reimbursement is – you can find all your answers here.

How I Launched My Health-Care Startup

By Paula Andruss of Entrepreneur Magazine

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“With the Affordable Care Act in full swing, more entrepreneurs are trying to get a piece of the $2.8 trillion health-care pie.

Rami Rafeh worked in business development and innovation at Pfizer before launching New York-based spott3r, which enables employees to earn gym reimbursements or insurance wellness credits for exercising. As a professional who has worked on the established and startup sides of the health-care industry, he gave us his insights on how to operate in a sector where the only constant is change.”

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Our favorite excerpt:

“I remembered a gym reimbursement credit I used to file several years ago with New York Sports Clubs, and thought about how many steps there were in that reimbursement process. We realized that even if a person knew about it, they probably weren’t claiming it, because there were so many steps involved. So we decided to use that as our business entry point and build from there.” – Rami Rafeh

Read the full article here.

Photography by Emmet Malstrom.

gym reimbursements

Spott3r helps people get people paid for their workouts. Click here to learn more about how you can earn cash reimbursements for your gym visits! Ready to sign up for your free eligibility check? You can do that too, here.

Spott3r + CityMD Fitness Reimbursement Program

We are thrilled to announce that we are now partnering with CityMD Urgent Care for a fitness reimbursement program! The program allows CityMD employees to receive money back for their workouts, leading to happier and more productive lives.

“This shows how forward-thinking and innovative CityMD is; this is an investment in the employees’ future and other employers should follow suit.”

– Spott3r Founder, Rami A. Rafeh

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Millions of employees nationwide are eligible for gym reimbursements from their companies’ insurers. Though, many such employees fail to process the necessary paperwork to receive the reimbursement.

We address this issue head-on by providing a streamlined platform that files a reimbursement claim on an employee’s behalf. In doing so, we increase gym patronage, a function that is in alignment with the interests of insurance companies, employers, and gyms.

Calvin Hwang, CityMD’s Chief Experience Officer, commented on the partnership by saying:

“CityMD’s partnership with spott3r helps us practice what we preach. We care for the well-being of everyone on the CityMD team. We tell all team members to care for the well-being of each and every patient that walks in our doors. And this partnership is a way for CityMD to show our team that we care for their well-being not just with words but with action.

As a company we are also excited about using technology to promote health and wellness. Spott3r is an impressive example of putting today’s technology to use to promote wellness and I am excited to introduce spott3r’s technology to CityMD. I’m certain that it will help us get our team healthier and give us all a more positive outlook on life.”

A little more about gym reimbursements:

Mutual Benefits for Employers and their Workforce

  •    Employees: use motivation to maintain a fitness regimen.
  •    Employers: seek healthy employees to: (1) avoid job disruptions – i.e., presenteeism or absenteeism (2) keep healthcare costs low, and (3) keep employees happy and engaged.
  •    Fitness Clubs: increase memberships.
  •    Insurance Companies: insure healthier clients to reduce healthcare costs and reduce the risk of catastrophic claims.

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About spott3r

Spott3r is a gym reimbursement service based out of NYC and founded on the principle that everyone could use a spot or plainly, that people could use an extra nudge in terms of staying healthy and active. Spott3r works with gyms, employers, insurance companies and joint venture partners to motivate people to get in shape and stay in shape through cash incentives.  Spott3r’s engagement program is designed to help an individual maximize his or her fitness potential since what gets measured, gets managed, which applies to personal fitness as well as general healthcare spend.

For more information about spott3r, visit spott3r.com.

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6 Tips for Morning Workouts

We know it’s not easy getting out the door for your am gym sesh. We’ve pulled together a little tool kit to help you out! Below are our 6 tips for your morning workouts.

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1. Have your gym clothes and daytime outfit picked out the night in advance.

Need a boost where your gym clothes are concerned? Check out our “Workout Gym Clothes/Gear” board on Pinterest for inspiration!

2. Set your alarm 15 minutes before you actually need to wake up.

This allows time for your body to adjust.

Pro Tip: Try to wake up at the same time every day. This will make it much easier to get out of bed, we promise!

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3. Before you start thinking about the tasks ahead, breath deeply and appreciate the silence.

Be thankful for waking up another day and vow to use it to its fullest potential!

4. Put on an uplifting song.

Our “Upbeat Workout Playlist” has everything you need for a happy morning.

Need a few more ideas? Here are some of our favorite workout playlists.

5. Eat a small, healthy breakfast.

This will activate your metabolism and help you get out the door. Some ideas include: toast and peanut butter, a smoothie, or a Cliff bar if you’re on the go.

6. Remind yourself that could be getting paid for it!

See if you are eligible for cash reimbursements here.

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Image via: Intent Blog